Online Estate Planning For Families
Protect What You've Built
start & finish your estate plan
Protect What You've Built
start & finish your estate plan
in assets go unclaimed annually, due to missing legal documents
of Americans lack basic estate documents
to complete your attorney-proofed estate plan online
Digital organization without legal documents might leave your family stuck
But here’s the gap most people miss:
- Your beneficiaries still need legal authority to claim accounts and close out your affairs
- Without a valid will, state law decides who inherits—not you
- Healthcare decisions require legal documents, not just a digital vault
- Financial institutions require legal proof before releasing assets
Your digital legacy planning deserves a legal foundation that holds up.
How It Works
Straightforward estate planning documents
designed for families who plan ahead
Give Your Family Legal Authority
- Not just wishes, enforceable documents
Your family needs more than knowing what you wanted. They need legal documents that banks, hospitals, and courts will honor. Attorney-approved templates ensure your estate plan holds up when it matters most.
Skip the Attorney Runaround
- Professional quality, your timeline
Traditional estate planning means weeks of scheduling, hours in waiting rooms, and thousands in legal fees. Our guided questionnaire walks you through everything—complete your plan from home in one sitting.
Protect Everyone You Love
- Comprehensive coverage for your whole family
From healthcare directives to powers of attorney, your estate plan covers the decisions that matter most. Ensure the right people have the legal authority to act on your behalf—whether you’re incapacitated or gone.
Attorney-backed
Estate Planning designed specifically for families like yours
A guided questionnaire walks you through every decision, no legal jargon, no confusing forms. Your answers populate attorney-approved templates built for your state’s requirements, giving you the same legal foundation as a traditional law firm at a fraction of the cost.
- No hidden fees or surprise costs
- State-specific documents that hold up
- Attorney-approved estate planning templates
- Complete your plan in one sitting
- Ready to sign and notarize immediately
Estate Planning Made Easy
Estate Planning Made Easy
Estate Planning Made Easy
Estate Planning Made Easy
Estate Planning Made Easy
Future Proof Plans
Future Proof Plans
Future Proof Plans
Future Proof Plans
Future Proof Plans
Estate Planning For Families
Estate Planning For Families
Estate Planning For Families
Estate Planning For Families
Estate Planning For Families
2 Digital Plans Made for Individuals & Families
Future Proof your life
Essential
Estate Plan
- Last Will and Testament
- Financial Power of Attorney
- Healthcare Power of Attorney
- Living Will / Advance Directive
- State-specific compliance
- Execution instructions and FAQs
- Complete in under an hour
- Revocable Living Trust
- Trust funding guide
- Deed templates
complete
Estate Plan
- Last Will and Testament
- Financial Power of Attorney
- Healthcare Power of Attorney
- Living Will / Advance Directive
- State-specific compliance
- Execution instructions & FAQs
- Asset-by-asset trust funding guide
- Revocable Living Trust
- Pour-Over Will
- Deed template(s) for property transfer
- Avoid probate entirely
- Control when beneficiaries inherit
- Complete in under an hour
No retainers, no hourly rates, no return visits.
Complete your estate plan once and have documents ready whenever life changes.
14-Day Money-Back Guarantee
If you’re not completely satisfied for any reason, whether you don’t finish or don’t love the results, contact us within 14 days of purchase for a full refund.
Simple. Legal. Online.
more than peace of mind,
it's legal estate planning documents your family can trust
Frequently Asked Questions
Is this as legally valid as going to an attorney's office?
Yes. Your estate planning documents are built on attorney-approved templates designed to meet your state’s legal requirements. You get the same legal foundation as a traditional law firm, without the scheduling hassles and high hourly fees.
What documents are included in the Complete Estate Plan package?
The Complete Estate Plan includes nine documents and resources:
- Revocable Living Trust
- Pour-Over Will
- Financial Power of Attorney
- Healthcare Power of Attorney
- Living Will (Advance Directive)
- Deed Template(s) for property transfer
- Asset-by-Asset Trust Funding Instructions
- Instructions and Information Guide
- Frequently Asked Questions guide
All documents are state-specific and generated through a guided questionnaire. The package covers individuals or married couples at the same flat price, with no annual fees.
How does the online estate planning process work?
When you checkout, you’ll be emailed a link to start your guided estate planning questionnaire. Our system walks you through each decision in plain English, no legal jargon. Your answers automatically populate attorney-approved templates customized for your state. Most people complete their plan in under an hour.
What is the difference between a trustee and a successor trustee?
When you create a revocable living trust, you are almost always the trustee. That means you manage the trust assets during your lifetime, buying, selling, and controlling everything exactly as you do today.
Nothing changes in how you use your money or property.
A successor trustee is the person you name to step into that role when you can no longer serve, either because you have become incapacitated or because you have died. At that point, your successor trustee takes over management and distribution of the trust assets according to your instructions, with no court involvement required.
The critical distinction: the trustee controls assets during the grantor’s lifetime. The successor trustee distributes assets after the grantor’s death or incapacity. Both roles are named in your trust document, and naming a reliable backup successor trustee is equally important in case your first choice is unable or unwilling to serve.
What is a pour-over will and how does it work with a trust?
A pour-over will is a specific type of will designed to work alongside a revocable living trust. Its job is to catch any assets that were not transferred into your trust during your lifetime and direct them into the trust upon your death.
Think of your trust as a container. Most of your assets go into that container while you are alive through the funding process. But life moves fast, you might open a new bank account, inherit property, or simply forget to retitle something. A pour-over will acts as a safety net, ensuring those overlooked assets flow into your trust rather than passing outside it.
A pour-over will still goes through probate for the assets it catches. The goal is to minimize what passes through it, not eliminate the will entirely. It also serves a second purpose: it is the document where you name guardians for minor children, since guardianship designations cannot be made inside a trust.
Every Complete Estate Plan includes a pour-over will. It works together with the trust, not independently of it.
What assets cannot be held in a revocable living trust?
Most assets can and should be transferred into a revocable living trust. But several asset types are handled differently, not because they cannot be held in a trust, but because a different method protects your family more effectively.
Retirement accounts, including IRAs, 401(k)s, and 403(b)s, should not be retitled into a revocable living trust. Doing so can trigger immediate taxation of the account balance. Instead, update your beneficiary designation to name your trust or specific individuals as the beneficiary. Your retirement funds then transfer directly to your named beneficiaries outside of probate, without the tax consequences of a retitling.
Life insurance policies follow the same logic. Rather than transferring ownership of the policy to the trust, update the beneficiary designation. Naming your trust as beneficiary ensures the proceeds are distributed according to your trust terms, which is especially important if you have minor children or want to control the timing of distributions.
Health Savings Accounts operate similarly to retirement accounts and are typically handled through beneficiary designation rather than retitling.
Vehicles vary by state. Some states make vehicle transfers to a trust straightforward. Others have specific procedures or thresholds below which the transfer is unnecessary. Your trust funding instructions cover your state’s requirements.
The principle is consistent: for assets that carry beneficiary designations, update the designation rather than retitling the asset. For assets without beneficiary designations, real estate, bank accounts, investment accounts, business interests, retitle them directly into the trust.
What is probate and how long does it take?
What is probate and how long does it take? Probate is the court-supervised legal process through which a deceased person’s estate is administered and distributed. When someone dies, a probate court validates their will, appoints an executor or administrator, oversees the payment of debts and taxes, and authorizes the distribution of remaining assets to beneficiaries.
Probate applies to assets held in the deceased person’s name alone, without a beneficiary designation or joint ownership arrangement. A will does not avoid probate — a will is the instruction document a court uses to conduct probate.
The average probate case takes six to eighteen months to resolve. Contested estates, complex asset structures, or real estate holdings in multiple states can extend that timeline significantly. During probate, beneficiaries typically cannot access or distribute estate assets.
The financial cost is equally significant. Attorney fees, executor commissions, court filing fees, and administrative expenses typically consume three to seven percent of the total estate value. On a $400,000 estate, that represents $12,000 to $28,000 that would otherwise pass directly to your family.
Probate is also a matter of public record. Anyone can access the court filings and review what you owned, what you owed, and who received what.
A revocable living trust eliminates probate for all assets held inside it. Your successor trustee distributes those assets according to your instructions with no court involvement, no mandatory waiting period, and no public record.
What is the difference between a revocable and irrevocable trust?
What is the difference between a revocable and irrevocable trust? A revocable living trust is a trust you create and control during your lifetime. You can modify it, add or remove assets, change beneficiaries, or revoke it entirely at any time. Because you maintain control, the assets inside a revocable trust are still considered part of your taxable estate. The primary purpose of a revocable trust is probate avoidance and continuity of asset management, not tax reduction.
An irrevocable trust is a trust that, once created, generally cannot be modified or revoked without the consent of the beneficiaries. Because you give up control of the assets, they are typically removed from your taxable estate. Irrevocable trusts are used for specific purposes, reducing estate taxes for high-net-worth individuals, protecting assets from creditors, qualifying for Medicaid, or making large charitable gifts.
For the vast majority of families, a revocable living trust is the appropriate choice. It provides the core benefits most families need, probate avoidance, privacy, continuity of management, and control over distribution, without requiring you to permanently surrender control of your assets.
Irrevocable trusts are generally appropriate only when complex tax planning, asset protection from creditors, or Medicaid planning is a specific goal. Those situations typically warrant guidance from an estate planning attorney.
The Complete Estate Plan includes a revocable living trust. If your situation involves significant estate tax exposure or complex creditor protection needs, an attorney’s guidance may be appropriate alongside your foundational plan.
Does a will, trust, or power of attorney need to be notarized to be legally valid?
Does a will, trust, or power of attorney need to be notarized to be legally valid?
Yes. Notarization is what transforms a completed questionnaire into a legally binding estate plan. Your documents are not enforceable until they are properly signed, witnessed, and notarized according to your state’s specific requirements.
Each document in your estate plan has its own execution requirements, and those requirements vary by state. Here is how they generally break down:
A last will and testament typically requires your signature plus the signatures of two adult witnesses who are not named as beneficiaries. Many states also require notarization of the will itself, or a self-proving affidavit, a notarized statement from your witnesses that confirms they watched you sign. A self-proving affidavit streamlines probate by eliminating the need to locate witnesses after your death.
A revocable living trust requires your signature and notarization. The notary confirms your identity and that you signed voluntarily. Without notarization, the trust may not be accepted by financial institutions when your successor trustee attempts to retitle accounts or manage assets.
A financial power of attorney requires notarization in most states, and some states require witnesses as well. Banks and financial institutions routinely reject powers of attorney that do not meet their state’s execution requirements, which means your agent could be blocked from accessing accounts at exactly the moment access is most needed.
A healthcare power of attorney and living will typically require witnesses, notarization, or both, depending on your state. Requirements exist specifically to protect against undue influence, ensuring the document reflects your genuine wishes.
Finding a notary is simpler than most people expect.
Most banks and credit unions offer free notary services to account holders. UPS stores, shipping centers, and office supply stores typically have notaries on staff. Mobile notaries will travel to your home or office. Many states now permit remote online notarization, which allows you to complete the entire process via authenticated video call, no in-person appointment required.
Call ahead to confirm availability. Bring all your documents, valid government-issued photo identification, and your two witnesses to a single appointment. For the Complete Estate Plan, the signing appointment typically takes twenty to forty minutes.
Your Complete Estate Plan includes state-specific signing instructions that outline the exact requirements for each document — number of witnesses, notarization requirements, witness eligibility rules, and any additional steps your state requires. Follow those instructions precisely. A document signed incorrectly may not hold up when your family needs it most.
Set a deadline to schedule your signing appointment within one week of completing the questionnaire. Completed documents sitting unsigned in a drawer protect no one.
What does a successor trustee do after the grantor dies?
What does a successor trustee do after the grantor dies? When the grantor of a revocable living trust dies, the successor trustee assumes full legal authority to manage and distribute the trust assets. No court appointment is required. No probate proceeding is necessary. The successor trustee steps in immediately, guided by the terms of the trust document.
The successor trustee’s responsibilities typically follow this sequence:
First, the successor trustee obtains certified copies of the death certificate and notifies relevant financial institutions, government agencies, and beneficiaries of the grantor’s death.
Second, the successor trustee takes inventory of all trust assets, bank accounts, investment accounts, real estate, business interests, and personal property, and confirms that each asset is properly titled in the name of the trust.
Third, the successor trustee settles outstanding debts, expenses, and any applicable taxes owed by the estate.
Fourth, the successor trustee distributes the remaining assets to the named beneficiaries according to the trust’s instructions, which may mean outright distribution, continued management of assets held for minor beneficiaries, or staged distributions at ages the grantor specified.
The successor trustee has a fiduciary duty to act in the best interests of the beneficiaries, follow the terms of the trust, keep accurate records, and treat all beneficiaries impartially. This is why choosing a trustworthy, organized, and capable successor trustee, and naming a backup — is one of the most important decisions in the estate planning process.
What if I do not fund the trust?
What if you do not fund the trust?! Then your trust does not protect anything.
A signed revocable living trust with no assets inside it is a legal document with no practical effect. Assets that remain titled in your name, rather than in the name of the trust, pass through probate when you die, exactly as they would if the trust did not exist. The trust cannot protect what it does not hold.
Funding is the process of transferring ownership of your assets into the trust. For real estate, this means recording a new deed that names the trust as the owner. For bank and investment accounts, this means contacting your financial institution and retitling the account in the trust’s name. For retirement accounts and life insurance, this means updating the beneficiary designation to name the trust or specific individuals.
This is the step most online estate planning services skip. They deliver the trust document and leave you to figure out the rest. The result is thousands of families with signed, notarized, completely unfunded trusts that will not prevent probate.
The Complete Estate Plan includes deed templates for real estate transfers and asset-by-asset trust funding instructions that cover every common account type, what to say to each institution, whether to retitle or update a beneficiary designation, and how to confirm the transfer is complete.
Funding your trust is not complicated. But it is essential, and it requires deliberate action after your documents are signed. Your estate plan is not complete until your trust is funded.
What about my mortgage? Will transferring my home trigger the due-on-sale clause?
No. Federal law specifically protects the transfer of your home into your trust.
The Garn-St. Germain Depository Institutions Act prohibits lenders from enforcing a due-on-sale clause when a borrower transfers residential property into a revocable living trust, provided the borrower remains a beneficiary of the trust and the transfer does not relate to a change in occupancy.
This means your lender cannot accelerate your loan, change your interest rate, or alter your payment schedule because you transferred your home into your own revocable living trust. You continue making payments exactly as before. Nothing changes in your day-to-day relationship with the property or your lender.
As a courtesy, some homeowners notify their lender of the transfer. This is not legally required, but it can prevent any administrative confusion down the line. Your homeowners insurance and property tax exemptions are also generally unaffected by the transfer, though confirming with your insurance provider and county assessor is a reasonable precaution.
Transferring your home into your trust is one of the most valuable steps in the funding process. On a $350,000 home, keeping that single asset out of probate can save your family $10,000 to $25,000 in fees and months of waiting. Federal law makes that transfer straightforward and your mortgage terms make it cost-free.
Is a trust really necessary?
We currently offer full service in North Carolina and South Carolina, with options available for residents of other states.
Can I really create a trust without a lawyer?
Yes, and millions of Americans do it every year.
American citizens have a constitutional right to prepare their own legal documents. That right includes revocable living trusts, wills, powers of attorney, and healthcare directives. The legal validity of a self-prepared trust does not depend on whether an attorney drafted it. It depends on whether the document meets your state’s requirements and is properly signed, witnessed, and notarized.
The documents generated through the Complete Estate Plan are the same documents an estate planning attorney would prepare. The difference is method, not legal standing. An attorney charges $200 to $500 per hour to ask you the same questions the questionnaire asks and then populate the same document templates. The questionnaire guides you through every decision in plain English, with context explaining what you are deciding and why it matters.
What makes a trust valid is not who drafted it. What makes a trust valid is that it is executed correctly, signed, notarized, and compliant with your state’s specific requirements, and that it is funded. The Complete Estate Plan handles both. Your documents are generated for your state’s requirements, and your asset-by-asset funding instructions walk you through every transfer step by step.
If your situation involves complex estate tax planning, significant business interests, multi-generational wealth transfer, or unusual legal circumstances, an attorney’s guidance may be appropriate in addition to your foundational plan. For the vast majority of families, the Complete Estate Plan provides the same legal protection at a fraction of the cost.
Complete your plan today. Protect them forever.
The best time was yesterday
the next best time is right now
Every day without an estate plan is another day your family would be left navigating courts, lawyers, and paperwork if something happened to you. You can change that in the next hour.
Complete a straightforward, guided questionnaire to generate your personalized, attorney-approved documents. Complete protection for the people who matter most.